Navi is a digital loan provider and investment app operated by Navi Technologies Limited, founded in December 2018 by Sachin Bansal and Ankit Agarwal. Navi offers financial services such as UPI payments, mutual fund investments, smart gold investments, instant cash loans, health insurance coverage, and more. Through the Navi Refer and Earn Program, you can earn up to 5000 Coins per referral.
If you want to earn money by referring existing Navi users and any of your friends or relatives, Navi pays you a commission of ₹50, or 5,000 Navi Coins, for inviting new people. When you invite friends and they make their first UPI payment, you receive a ₹50 cash bonus as a referral, and that new user also receives ₹50, or 5,000 Navi Coins.
If you're an existing Navi Loan App user and want to invite friends or relatives to take out a loan or avail financial services like UPI payments, mutual fund investments, smart gold investments, and health insurance coverage, go to your profile and click on the Share & Earn option. You can now invite people using WhatsApp or the Share button.
If you want to earn money by referring people through the Navi app, Navi offers a Refer and Earn program, through which you can earn money by inviting your friends and family. There's no limit on the number of referrals you can make within Navi. However, you can only earn rewards for 20 referrals per month.
Once you've created an account with the Navi Investment App and want to earn money through the Refer & Earn program, Navi gives you a ₹50 bonus for referring someone. This bonus is also given to you and any new Navi users you invite.
When you invite a friend or family member to the Navi Mutual App, and your friend or invited user creates an account on Navi using your link and makes their first UPI payment, they receive a bonus of ₹50. And you also receive a bonus of ₹50.
If you're wondering how much you can earn through referrals from the Navi Investment App, let us tell you that you can earn up to ₹1,000 per month through it. This depends on how much you share and how many people join through your link. However, Navi only rewards 20 referrals.
When you invite someone to the Navi Loan App, and your invited user creates an account using your link but doesn't make their first UPI payment, you don't receive a referral commission. Or, if your friend makes their first UPI payment within the Navi App a day after the invite, you don't receive a referral reward.
When you invite someone and your invited user makes their first UPI payment, such as a person-to-person transfer, person-to-merchant payment, bill payment, etc., Navi gives you a referral reward.
If you earn Navi Coins by referring through Navi Refer & Earn Program, then you can withdraw those Coins directly through your UPI or Bank Account.
If you earn money by referring people through the Navi Referral Program, let me tell you: You can withdraw it easily. However, you must have at least 1500 Navi Coins. Only then can you withdraw.
If you want to grow your money by investing it in Navi Investment App, then for this Navi App gives you the option of Mutual Fund. Through which you can invest in the top funds of the share market. Here you get the opportunity to invest with a minimum of ₹10. And there is no locking period. Nor do you have to pay any commission. Top funds for investment like Highest Returns Fund in which the risk is high. But you get high returns as well. Mid Returns Fund in which the risk is medium. And you get medium returns as well. And Low Returns i.e. Tax Saving Fund in which you have almost no risk. And you get balanced returns.
If you are thinking of investing in digital gold, then if you buy 6.25 mg of 24 carat pure gold here, you get a discount of 2.25% and here you get it in the form of digital gold, you do not have to worry about anything here because your money remains safe inside the Navi app.
Navi app provides you better health insurance. If you cover at least ₹2 lakh under this, then you will have to pay ₹235 per month and when you cover ₹1 crore, then you will have to pay ₹807 per month. After that, 100% hospital bill and your lab test will be done by health insurance every year without any cost.
If you need a cash loan in the Navi app, then you will have to enter some basic details. Here you will have to enter your full name and date of birth. After that, you will have to enter work information like employment and monthly income. After that, you will have to enter bank details. Here you will also have to do KYC. To do KYC, you can complete KYC through your PAN card and selfie video.
If there is a need to take a home loan from Navi App, then we can take a loan from here at a price up to 90%, for example, if the total value of your property is 50 lakhs, then you can pay the price of that property up to 45 lakhs from Navi Home Loan App and you also get the facility of EMI in it and if you choose holiday, then you do not have to pay EMI for 12 months. Navi Home Loan Apk is a completely digital process, here you can pay your EMI on time, you do not have to pay any kind of fee in it, it is 100% free.
Inside the Navi app, you can do money transfer and send money through mobile number. Here, you can also send money to bank accounts through UPI. You can also see the transaction history inside it. In a way, you can also see the Navi app like a bank.
If you want to get insurance in Navi app, then you have to do some process here, in this you have to first select your gender, after that your height and your weight and if it will ask you about any harmful element here, then you can get your insurance plan here by answering it and entering further details.
If you want to share Navi Apk with more friends, then you have to go to the Refer and earn button here, after that you can share this app through your WhatsApp, only after you share it with your friends, your friend can create an account here using the refer code given by you.
If you face any kind of deficiency or any kind of problem in the Navi app, you do not need to go anywhere else, you have been given a help center inside the Navi app, here you can get help regarding cash loan, home loan, health insurance, mutual funds, digital gold, referral and reward and Navi UPI, service is always available to you inside it.
Yes, absolutely Navi App can prove to be very good for us, with this we can take our money to greater heights, so that by telling our friend about a good platform, he can join this Navi App and earn a good amount of money.
You can avail many profitable sources in Navi App like you have good money earning sources like home loan, gold loan, mutual funds etc. and there is no loss making process in it, it can prove to be a good money earning source for us.